2 things about this
I think you misunderstand. What I mean to say is that you only get this tree when being accepted into an official clan. By "Make your own clan" I mean simply don't join one. Say you make a character named Mike Smith, he's now part of the "Smith" clan. He doesn't get anything for it, but he technically just created his own clan.
Getting stat boosts for joining a clan is a little far fetched to me as well. Because then anyone in a clan is just systematically better than somebody who isn't. He doesn't have to sacrifice say his water style jutsu mastery for anything, because now he's just automatically faster and stronger than anybody not in his clan. The clan jutsu would need to come at the cost of mastering other things, or else you're literally the same as everyone else except you have more jutsu.
1- I get were your coming from and Mars is right for this to work it would have to be the dev's that monitor and approve as well as make and give clans what ever tree that clan needs- deserves.
But this is a lot of work if you can make your own clan simple creating a last name..
2- as for the stat thing:
The Idea is that everyone that makes a character needs to eather pick from a list of existing clans( all with clan traits that show the stat bonus and with clan Jutsu, if the clan has bin around long enough to get/find one, listed)
Or make your own clan
If you make your own by entering the name smith -to use your example -a stat modifier screen lets you take 2 point and move them to another- not giving you more points to add
Then once in 1000 players a baby is born (player created )with exceptional attributes
(stats) and might get 2 point extra as well as the option to take 2 points from others adding up to 2 points extra in 2 stats. But this way there are up sides to both joining an existing clan and creating one yourself.
As the definition of a clan heavily implies family taies it's strange already to get to choose what clan your in... No one can choose the family there born into in real life. So going a little further and letting you choose if there's somthing you want to be particularly good in, at the expense of something else, is not that much more fare fetched. Naruto was born with a lot of physical energy and strength, but he is week in intelligence and dexterity, he had to train Realy hard to get good at throwing shuraken and kuni. And he never Realy got all that bright.
And so stats should only effect how easy or hard it is for you to learn somthing and maybe play a role in the amount of chakra you have. Everyone can still learn everything it might just make things harder for some then others witch is realistic.
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